How to minimize your Car Insurance Premium !!!
Car Insurance premiums have soared so high in the recent years. The number of claims have gone up and so are the accidents. Insurance companies have used higher premiums to protect themselves from payouts.
So in reality is it really feasible to reduce your car insurance premiums ?
YES, it is feasible. Try the below steps to minimize your premium
1. Call your insurance company and find out if you are eligible for DDS-Approved Driver Safety Course discount and find out the discount value. Some companies offer upto $120 discount for a married couple for a year.
Once you have determined the discount price, then register in online Driving courses like AARP (https://www.aarp.org/auto/driver-safety/), USAA or other registered Driving courses and complete the 4 to 6 hour online courses.
These online Safety courses have a validity of 3 years, and provide overall discount of about $360 for 3 years, costing just about $25.
2. Opt to pre-pay for 6 months or a year in advance. Large companies like GEICO, All State, Progressive, Farmers discount anywhere between $25 to $55 for pre-pay of Insurance premium.
3. Bundle your car insurance with Home Insurance, Rental or other insurance products. Most companies give a steep discount if you bundle insurance products.
4. Shop for Insurance — Every year before the renewal of your car insurance, shop for Car Insurance. There are lot of online portals that provide a comparison and give you a better rate than your current provider.
5. Check in Costco, AAA, AARP or in Ticketsatwork to get other options for Car Insurance
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